Djamo
4,7
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Save and grow your money

Save at your own pace from your phone. An attractive rate, zero hidden fees, and goals that match your life.

+1,000,000people have opened a savings account with Djamo

Open your savings account
6%
per year
0 fees
no surprises
5 min
to open
100%
mobile

The savings your money deserves

Up to 6% per year

Your savings deserve more than a token rate. At Djamo, every franc works for you.

Traditional bank
~3%per year
Djamo SavingsRecommended
6%per year
Rate comparison

BCEAO-regulated

Your savings are protected under BCEAO standards (Central Bank of West African States). Your money is safe.

BCEAO-regulated

Interest paid every month

Your gains are calculated pro rata and credited monthly. No waiting until year-end.

100% mobile

Manage your savings entirely from the app. Deposits, withdrawals, tracking - all at your fingertips.

100% mobile
How it works

Your savings, in 3 taps.

Open your savings account

From the Djamo app, create your savings account in a few taps. Pick a name for your goal and you're off.

Choose your duration and deposit

Pick the lock-in period that fits you (or none) and deposit the amount you want. Set up a monthly auto-deposit if you'd like.

Watch your money grow

Your interest is calculated pro rata and paid into your account every month. Track your savings in real time in the app.

F
Lock-in period
Interest with Djamo
60,000F
Traditional bank
35,000F
That's +25,000F more with Djamo
Open a free savings account

They save with Djamo

Real stories from people growing their money

My savings grow on their own

I deposit 50,000 F every month and watch the interest land automatically. In 6 months I've earned more than in 2 years at my traditional bank. So motivating!

Aminata K.
Aminata K.

Perfect for my business

As a shop owner, I need to set money aside for the slow season. With Djamo, I lock 3 months at 4% and I know exactly what I'll get back.

Ibrahim D.
Ibrahim D.

Simple and transparent

I compared with my bank: 1% versus 6% at Djamo. Easy choice. The app is clear, I see my interest every month, and I can manage everything from my phone.

Marie-Claire T.
Marie-Claire T.

Frequently asked questions

How is interest calculated on my savings account?
Interest is calculated pro rata and paid every month directly into your account. For example, if you deposit 100,000 F at 6% per year, you receive about 500 F in interest each month. The longer you save, the bigger your gains thanks to compound interest.
Is my money safe with Djamo?
Yes, absolutely. Djamo is regulated by the BCEAO (Central Bank of West African States) and operates in partnership with licensed banks. Your savings are protected by the banking standards in effect across the UEMOA zone.
Can I withdraw my money anytime?
If your savings aren't locked, you can withdraw funds anytime. For locked savings accounts (1 month, 3 months, 6 months, or 1 year), your funds are available at the end of the period you chose. Longer durations come with higher interest rates.
Is interest taxable?
Tax rules depend on current regulations in Côte d'Ivoire. Djamo complies with all legal and tax obligations. We recommend speaking to a tax advisor for questions specific to your situation.
What's the minimum amount to open a savings account?
You can start saving with as little as 1,000 F. There's no maximum, and you can top up your savings account anytime from your Djamo account.
How do I set up a monthly auto-deposit?
From the Djamo app, go to your savings account and turn on the "Recurring deposit" option. Choose how much and which day of the month. It'll automatically transfer from your current account to your savings every month.

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