Djamo
4,7
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Your money moves like you

Salary, international transfers, payments across UEMOA. One app to keep everything moving.

+1,000,000people trust Djamo

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Move your money the way you want

IBAN, instant transfers, VISA card, pockets, bills - one app, zero hidden fees.

An IBAN, from day one

Get your salary, a client payment, or a transfer from abroad. Your IBAN is generated for free and works with every bank in UEMOA.

Receive your salary and international transfers
Works with every UEMOA bank
Zero account fees, from day one
Connected to BCEAO PI-SPI
Discover the IBAN
An IBAN, from day one

Pockets: set money aside for what matters

Lock away the money you don't want to spend. Reach your goals without thinking about it.

Discover pockets Pockets: set money aside for what matters
Access the regional stock market

Access the regional stock market

Place your money in investment funds (FCP) available on UMOA markets, straight from the app.

Explore investing

Instant transfers, anywhere in UEMOA

To Djamo, Mobile Money, or any bank in the UEMOA zone - instantly.

See transfers Instant transfers, anywhere in UEMOA

A virtual card, ready in seconds

The moment you sign up, your virtual card is ready. Pay online, manage subscriptions, shop - straight away.

See payments

A VISA card accepted everywhere

Pay online and in stores, travel, withdraw at ATMs. Your Djamo VISA card is accepted anywhere in the world.

All about the VISA card
4.7
Over 71,352 reviews
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A card that follows you everywhere

Supermarket, shopping, travel… Online, in stores, or at the ATM, at home or abroad: pay and withdraw with peace of mind.

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Djamo VISA card for paying and withdrawing anywhere

Your finances, under control

Simple tools to move, track, and organize your money every day.

IBAN

IBAN

Receive your salary and international transfers, anywhere in UEMOA.

Transfers

Transfers

Send money to Djamo, Mobile Money, or any bank. Instant across UEMOA.

Bills

Bills

Senelec, Woyofal, SDE/SEN'EAU and many more: pay without leaving home, any time.

Conversion

Conversion

Before paying abroad, see the exact amount in your currency. Zero exchange-rate surprises.

Budget

Budget

Set your limits by category. We alert you before you go over.

Subscriptions

Subscriptions

All your recurring payments in one place. No more end-of-month surprises.

Security you can trust

Your money is protected, always

Advanced security systems watch over your account, 24/7.

Lost or stolen card?

Lock or unlock your card with one tap, from the app. VISA-backed security.

Every payment, double-checked

A one-time code to confirm every transaction. Only you can pay.

Djamo app - Security

They tried Djamo. Here's what they say.

See why over a million people chose Djamo.

My salary lands on time

Since I gave my Djamo IBAN to my employer, my pay lands without a hitch - and faster than before. I pay my Senelec bills and send money to family in two clicks.

Djiba S.
Djiba S.

My overseas clients pay me directly

Before Djamo, getting paid from Upwork was a nightmare - Western Union, fees, awful rates. Now: direct transfer to my IBAN, and I see the money.

Moussa D.
Moussa D.

Faster than my bank

For transfers between UEMOA banks, it's instant and free. No other app does this as well. And it's connected to PI-SPI, so it works everywhere.

Khady B.
Khady B.

Pockets keep me on track

I created a Pocket for my daughter's school fees. Every month, I deposit, and I don't touch it. It made me disciplined for the first time.

Fatou N.
Fatou N.

The app is clear, I see everything

What I love is the clarity. Budget, spending, subscriptions - it's all sorted. And zero hidden fees. My old bank was the opposite.

Cheikh T.
Cheikh T.

A VISA card that works everywhere

With the Djamo VISA, I could pay my AWS bill, shop at Auchan, and rent a car when I was in France. No issues.

Ibrahima F.
Ibrahima F.

Frequently asked questions

How is Djamo different from a bank or Mobile Money?
Djamo is an app to manage all your money from your phone. You get an IBAN from day one, your payments and transfers are instant, and there's no branch to visit. Everything happens in the app.
Can I receive international transfers on my Djamo IBAN?
Yes. Your Djamo IBAN works to receive transfers from abroad - useful for freelancers, creators, and anyone paid by clients outside UEMOA.
How do UEMOA transfers work?
Your account is connected to the BCEAO PI-SPI system. You send and receive money from any UEMOA bank or Mobile Money provider, instantly.
Is my money safe with Djamo?
Yes. Djamo operates in partnership with licensed banks and applies banking-grade security standards. Your account is protected by a PIN code and biometrics.
What Djamo plans do you offer in Senegal?
Two plans to fit your needs: a Free account with all the essentials (IBAN, Visa card, UEMOA payments), and a Premium plan with unlimited transfers and travel perks.

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