Djamo
4,7
Download
AMF-UMOA approved

The BRVM, now in your pocket

Funds managed by pros, from 1,000 F. Track your gains every day, from your phone.

+1,000,000people trust Djamo

10%
target return
1,000 F
minimum investment
4 funds
available
100%
mobile

Why invest with Djamo

Investing, without the complexity.

Cashback on your deposits

Get 1% cashback on every deposit. Your money starts working for you from day one.

Cashback on your deposits

Funds managed by professionals

Your money is in the hands of NSIA Asset Management, one of West Africa's leading asset managers.

Diversified funds on the BRVM
Managed by certified experts
Daily tracking in the app
Funds managed by professionals

Gains calculated every day

Track your gains live, from the app. Nothing hidden.

Gains calculated every day

Easy deposits and withdrawals

Deposit, withdraw, in a few taps. No lockups, no bad surprises.

Easy deposits and withdrawals
Our funds

4 funds, one for every investor profile

Pick the fund that matches your goal and your risk tolerance.

Aurore Sécurité

Bond
6.25%/yr
target return
RiskLow
Recommended horizonFlexible
Deposit fee1%
Withdrawal feeFree

Aurore Opportunités

Equity
10%/yr
target return
RiskMedium
Recommended horizon5+ years
Deposit fee1%
Withdrawal fee1%

Tawfir Halal

Islamic finance
9%/yr
target return
RiskMedium
Recommended horizon5+ years
Deposit fee1.5%
Withdrawal fee1%

Aurore Monétaris

Money market
4.5%/yr
target return
RiskVery low
Recommended horizon6+ months
Deposit feeFree
Withdrawal feeFree
AMF-UMOA
AMF-UMOA approved

A regulated framework, for your peace of mind.

Djamo Invest is approved by the Autorité des Marchés Financiers de l'UMOA (AMF-UMOA), the UMOA financial markets regulator. Your money goes into mutual funds (FCP) managed by NSIA Asset Management, a regulated and well-established player.

How it works

Getting started takes 3 minutes.

Open the Djamo app

Go to the Invest section in your Djamo app. Available if you have a physical Djamo card.

Pick the fund that fits you

Browse the 4 available funds and pick the one that matches your profile: safe, dynamic, halal, or money market.

Your first deposit, from 1,000 F

Deposit any amount from 1,000 F. Your gains are calculated every day and visible in the app.

They invest with Djamo

They're putting money on the BRVM. Here's what they say.

My money is finally working for me

I put my savings into the Aurore Sécurité fund and I track the gains every day in the app. It's simple, transparent, and way more rewarding than my old bank savings book.

Moussa B.
Moussa B.

Halal was a must-have for me

I'd been looking for an Islamic-finance-compliant option for a long time. With Tawfir Halal on Djamo, I invest in line with my values, straight from my phone.

Aissatou N.
Aissatou N.

I started with 5,000 F

I used to think investing was for rich people. With Djamo, I started at 5,000 F and add a bit each month. Plus, the cashback on deposits is the cherry on top.

Yao K.
Yao K.

Frequently asked questions

What is Djamo Invest?
Djamo Invest is the section of your app that unlocks access to investment funds across the UMOA zone. Your money is managed by NSIA Asset Management, one of the regional leaders.
Who can invest with Djamo?
If you have a physical Djamo card, you have access to Djamo Invest. If you only have a virtual card, order your physical card first from the app.
What's the minimum amount to invest?
You start from 1,000 F. No cap, no monthly minimum. Put in what you want, when you want.
Are returns guaranteed?
No, no return is guaranteed on the financial markets. That said, bond funds like Aurore Sécurité carry very low risk thanks to diversification. Past performance is no guarantee of future results.
How do deposits and withdrawals work?
Deposits and withdrawals are processed within 1 business day (excluding weekends and holidays). A transaction made after 4 PM is processed the next business day. Withdrawals are free on most funds, and you get 1% cashback on every deposit. During peak periods, a withdrawal can occasionally take a few extra days.
Is Djamo authorized to offer these investments?
Yes. Djamo Invest is approved by the AMF-UMOA (Autorité des Marchés Financiers de l'UMOA) as an introducing agent - in other words, we're authorized to give you access to these investments. The funds themselves are managed by NSIA Asset Management, a regulated and well-established player.

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